Re: [Chrysler300] Car insurance

[Michael Moore <mmoore8425@xxxxxxx>]

I believe that's one of the keys behind Collector insurance being so low. They KNOW most of us won't damage a car if we can help it.
They were interested in the circumstances, which were bizarre, but they nebver questioned the claim.

My other two collector cars are insured by JC Taylor, who has also been excellent to deal with. 

I once listened to a JC Taylor  rep addressing our car club, and the question of "cheating" on claims came up. 

He said he had recently dropped the JC Taylor insurance for a client who had bought a Citroen Traction Avant, and had filed a claim for rock damage which was allegedly done to his project car on the trailer on the way home. The only damage done was to a horribly expensive piece of chrome. 

They thought the claim was highly suspicious for a number of reasons, but they paid it. 

When renewal time came up, they didn't offer to renew his policy.
Mike Moore

 
On Jan 12, 2012, at 3:32 PM, Terry and Andree Hoeman wrote:

> Interesting ---I always understood that if you hit your own car or property
> you were SOL.   Sort of hard to prove accident and not on purpose I thought
> so seemed reasonable.  Wonder if I was wrong?  Sort of bad thing to ask
> insurer---in case you ever have accident!
> 
> 
> 
> -----Original Message-----
> From: Chrysler300@xxxxxxxxxxxxxxx [mailto:Chrysler300@xxxxxxxxxxxxxxx] On
> Behalf Of Michael Moore
> Sent: Thursday, January 12, 2012 5:17 PM
> To: Jon Finstrom
> Cc: Mark Lindahl; jerrylindsay300h@xxxxxxxxxxxxxxx;
> Chrysler300@xxxxxxxxxxxxxxx; Tom Cox
> Subject: Re: [Chrysler300] Car insurance
> 
> I have Hagerty Insurance on my 1964 E Type. Immediately after restoration, I
> managed to drive my  64 into a 63 E Type which  I also own, doing $3500
> worth of damage (the quote from my restorer to the 64, and nothing to the
> 63. 
> 
> I called Hagerty and explained how I had a two car collision between two
> cars I owned in my own garage. They were  really great to do business with.
> They absolutely understood the need to do considerable disassembly in order
> to properly straighten parts, and also understood the desirability of having
> the restoration shop do the repair.  
> 
> 
> Mike Moore 
> 300H
> 
> On Jan 12, 2012, at 11:48 AM, Jon Finstrom wrote:
> 
>> Hagerty is the deal. My 62 costs about $600 per year fro $50K but the
> second insured vehicle is almost free as is third etc. 
>> 
>> Jon K. Finstrom 
>> President and CEO 
>> Florida Marina Clubs, llc 
>> 239-272-9298 
>> jonf@xxxxxxxxxxxxxxxxx 
>> From: Chrysler300@xxxxxxxxxxxxxxx [mailto:Chrysler300@xxxxxxxxxxxxxxx] On
> Behalf Of Mark Lindahl 
>> Sent: Thursday, January 12, 2012 8:40 AM 
>> To: jerrylindsay300h@xxxxxxxxxxxxxxx; Chrysler300@xxxxxxxxxxxxxxx; Tom Cox
> 
>> Subject: Re: [Chrysler300] Car insurance 
>> 
>> 
>> 
>> Hi, 
>> 
>> Another nice feature from Hagerty is they asked me in my insurance renewal
> if I wanted to increase the coverage (value) of my '63 300 Conv. 
>> It was insured for $17,000, but now (for a few dollars more) it is insured
> for $20,000 (Guaranteed Value) in case of fire, theft, etc. 
>> I think I am correct in assuming that no receipts would be needed to prove
> the value if the vehicle was a total loss due to fire? 
>> Other insurance companies may try to put the burden on the owner to prove
> the value. Price is $215 per year with no mileage limit. 
>> 
>> Regards, 
>> Mark Lindahl 
>> '63 300 Conv. 
>> 
>> ----- Original Message ----- 
>> From: Tom Cox 
>> To:
> jerrylindsay300h@xxxxxxxxxxxxxxx<mailto:jerrylindsay300h%40tampabay.rr.com>
> ; Chrysler300@xxxxxxxxxxxxxxx<mailto:Chrysler300%40yahoogroups.com> 
>> Sent: Thursday, January 12, 2012 7:13 AM 
>> Subject: [Chrysler300] Car insurance 
>> 
>> Curious about the Hagerty mileage limitation. 
>> 
>> I don't have any with my policy. They have never asked for odometer
> readings on the five cars I have insured with them; they don't know (or seem
> to care) how many miles I drive. I don't know if that is a state issue (I
> live in SC) or maybe an insurance rep issue??? 
>> 
>> From: Chrysler300@xxxxxxxxxxxxxxx<mailto:Chrysler300%40yahoogroups.com>
> [mailto:Chrysler300@xxxxxxxxxxxxxxx<mailto:Chrysler300%40yahoogroups.com>]
> On Behalf Of
> jerrylindsay300h@xxxxxxxxxxxxxxx<mailto:jerrylindsay300h%40tampabay.rr.com> 
>> Sent: 2012-01-12 7:59 AM 
>> To: Chrysler300@xxxxxxxxxxxxxxx<mailto:Chrysler300%40yahoogroups.com> 
>> Subject: [Chrysler300] Car insurance 
>> 
>> Gentlemen, 
>> I am driving my !962 Chrysler 300 Coupe. Red on Red leather with a 413 ci
> and a manual 3-speed transmission. I have insurance through State Farm for a
> value of $7500.00. Restrictions are 1000 miles a year. (19.2 miles a week).
> Costs $18 a month 
>> 
>> I got a quote from Hagerty for $273 a year. Insured for $ 10,000.00, bur
> appears to be less miles. It's beautiful here in Florida year around and
> wanted to drive it more. 
>> 
>> Questions: 
>> 
>> 1. What should I be asking for in the way of coverage..100,000/300,000 ?? 
>> 
>> 2. Miles driven a year. If I drove it to the Spring Meet from Seminole, Fl
> (Tampa Bay area) I would use the mileage up right there. 
>> 
>> 3. Is State Farms price in the Ball Park ? 
>> 
>> I would appreciate any suggestions you have to offer. Please reply off
> site so we don't tie up our site to much. 
>> 
>> Jerry Lindsay 
>> Seminole, Fl. 
>> 
>> [Non-text portions of this message have been removed] 
>> 
>> [Non-text portions of this message have been removed] 
>> 
>> 
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>> 
> 
> 
> 
> [Non-text portions of this message have been removed]
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> 
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