RE: Sad day for the mopar world.

[Scott Powell <skpowell@xxxxxxxxxxxx>]

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Sorry to here about your car, Ben.

What is this crap that insurance companies pull when they decide to total a car then offer to sell it back to you?  Just
exactly whose name is on the ownership?  My neighbor had success with this exact stance.  He played them like a fiddle
really.  His car was wrote off and after providing a number of receipts and supporting documentation, they negotiated an
amicable price to settle the claim.  Then insurance guy calls and says that XYZ towing is gonna come pick the car up on
such and such day.  He says "why is that?  It's my car, isn't it?"  Insurance guy says when you signed the settlement
you also gave up rights to the car.  My neighbor then explains that the car is still his and he has a valid ownership to
the car in his name and if anyone tries to remove the car from his property, the police will be called and they will be
charged with theft of the car.  The insurance guy says whoa, whoa, wait a minute here; we're just talking about salvage
here.  We routinely salvage totalled cars to try and recoup our losses.  My neighbor says, then just exactly what do my
insurance fees cover?  No answer from insurance guy.  My neighbor then says that he'll look after the salvage of the car
himself and the conversation is pretty much over.  At the end of the story he got the negotiated price for the car and
he got to keep the car.  Moral of the story: stand your ground and don't let the insurance company push you around.
Don't relinquish possession of the car unless necessary.  Do not offer anymore information than is necessary to answer
their questions as anything that is said in passing may turn around and bite you later.  Stand your ground and do your
homework and don't settle for anything less than total satisfaction.

That's my two cents anyway.  Good Luck to you, Ben!

Scott.

-----Original Message-----
From: Ben Jr. Morgan [mailto:polara_hotrods@xxxxxxx] 

Well, The Beast was wrecked today in the high school parking lot where I always figured it'd get it. I was pulling into
a parking spot to my right and a truck that was stopped past the parking spot going the same way I was backed into me
with excessive speed. The right front fender, hood, grill and everything but the bumper are all gone and mangled. The
driver's door does not open, and I had to pull the fender out of my tire to drive it home. Needless to say I'm suspended
for what I did to the driver of the other vehicle and my foot is nice and bruised from kicking his truck for being an
utter hick. I got an estimate at $1653.95 for repairs, the frame is not bent. There is talk of totaling the car, though
it is fixable. Any suggestions as to preventing this please come forward, I'm not gonna get much for it if I total it
and buy it back. Thanks for any support, I love my car.

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