RE: Insurance

[Rich Kinsley <rlkinsley@xxxxxxxxx>]

I've had it here in Omaha, NE since 8/01   Rich K
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chymar01@xxxxxxxxxxx wrote:
> 
> 
> Interesting. A few years ago, maybe five, I asked my SF agent in VA 
> about classic coverage and she said SF did not offer it. 
> 
> Mark 
> 
> ----- Original Message ----- 
> From: "scott mcmanus" <mcmanus2301@xxxxxxx> 
> To: 1962to1965mopars@xxxxxxxxxx 
> Sent: Tuesday, February 3, 2009 4:48:12 PM GMT -05:00 US/Canada Eastern 
> Subject: Re: Insurance 
> 
> 
> 
> I thought I would chime in on this subject. I am a State Farm agent of 
> 19 
> years here in Louisiana. We offer an antique/classic auto policy. I 
> thought 
> I would get some more info on the subject and post it. With State Farm 
> here 
> in LA (I have to mention that because some states vary), The main 
> difference 
> between a standard auto policy and the antique/classic one is that the 
> standard policy is paid on an actual cash value (market value) and the 
> antique/classic policy pays for a total loss under "agreed value". 
> 
> I made some calls this morning to our underwriters and adjusters. I 
> learned 
> that State Farm personnel are very knowledgeable at regular auto 
> insurance 
> but are learning the classic car insurance. So I went straight to a 
> coverage 
> brochure to find out what our coverage is. Here is a paragraph from the 
> brochure: 
> 
> "When you insure your antique or classic car with us, you and State Farm 
> 
> will agree on the value of the car. If the car experiences a total 
> covered 
> loss, we will pay this agreed upon value, rather than the actual cash 
> value of 
> the car." 
> 
> I have a '70 LS6 Chevelle (don't shoot me!) insured for 75,000. Premium 
> is 
> 400.00 per year for 'full' coverage with high limits of coverages. I can 
> drive 
> it for pleasure reasons occasionally and it doesn't have to be garaged 
> with 
> an alarm system. 
> 
> I thought I'd let you guys know about the coverage since I'm sure a lot 
> of 
> you have State Farm for your cars and home. You may want to check with 
> your 
> agent and get a quote. 
> 
> Scott 
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> 
> [Non-text portions of this message have been removed] 
> 
> 
> ---- 
> Please address private mail -- mail of interest to only one person -- 
> directly to that person. I.e., send parts/car transactions and 
> negotiations as well as other personal messages only to the intended 
> recipient, not to the Clubhouse public address. This practice will 
> protect your privacy, reduce the total volume of mail and fine tune the 
> content signal to Mopar topic. Thanks! 
> 
> '62 to '65 Mopar Clubhouse Discussion Guidelines: 
> http://www.1962to1965mopar.ornocar.org/mletiq.html. 
> 
> 
> 
> [Non-text portions of this message have been removed]
> 



Rich Kinsley '64 Dodge Polara 4dr 318poly w/goodies


----
Please address private mail -- mail of interest to only one person -- directly to that person.  I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic.  Thanks!

'62 to '65 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html.