Good evening Ray. Very sorry to hear about your
recent mishap. Had this mishap had occured in Canada, it wouldn't have cost you
anything to take care of those expenses. So what I'm trying to say is that you
should go along with what Bohama is trying to push thru with you medicare
system. Cheers from Fern
----- Original Message -----
Sent: Monday, July 12, 2010 10:06
AM
Subject: [FWDLK] car insurance
This is an overlooked, but very
important part of your insurance policy. The Medical payment cap. Most of us
have a $5,000. per person cap on the medical payment under the comprehensive
part of our policys. Having had a major accendent just weeks ago, trust me
it's not enough. As soon as you finish this, call your agent and raise that
part to $10,000. or even $25,000. It cost little more, maybe $30. a year or so
(for 10K), but will make a hugh difference if you have even a small
accident. I ran into the back of my wife @ about 50mph. Someone suddenly
stopped in front of her to make a left turn, She stopped, i had looked aside
and looked back to see the back of her van comming at a very fast rate. I
totalled both vans, and ended up with 8 broken ribs. She has many bruises, but
is ok. The 2 ambulance rides totalled $3,000. for a 8 mile and 110 mile
ride. The trama hospital bill was $3,000. plus the other hospital and all the
docs and suchlike bills still to come. Don't know yet how much it will all
come to, but I can see $10K a'comin'. I'm doing fine, thanks you very
much, but wanted ty warn all y'all about this. Shelter Insurance was great,
has paid everything nearly instantly, I had a check for the 2005 T&C she
was driving in 3 business days and have bought a 2006 T&C found on eBay. i
bought back my wrecked 2005 and it's on eBay Item number:120594296603, if'n ya
wanna see.
OK, now call, medicare will pick-up most of what the
insurance misses for me, but many of you don't have that
available. Ray
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