Re: [FWDLK] car insurance
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Re: [FWDLK] car insurance




Good evening Ray. Very sorry to hear about your recent mishap. Had this mishap had occured in Canada, it wouldn't have cost you anything to take care of those expenses. So what I'm trying to say is that you should go along with what Bohama is trying to push thru with you medicare system.  Cheers from Fern
 
----- Original Message -----
From: Ray Jones
Sent: Monday, July 12, 2010 10:06 AM
Subject: [FWDLK] car insurance

      This is an overlooked, but very important part of your insurance policy. The Medical payment cap. Most of us have a $5,000. per person cap on the medical payment under the comprehensive part of our policys.
Having had a major accendent just weeks ago, trust me it's not enough. As soon as you finish this, call your agent and raise that part to $10,000. or even $25,000. It cost little more, maybe $30. a year or so (for 10K), but will make a hugh difference if you have even a small accident.
I ran into the back of my wife @ about 50mph. Someone suddenly stopped in front of her to make a left turn, She stopped, i had looked aside and looked back to see the back of her van comming at a very fast rate. I totalled both vans, and ended up with 8 broken ribs. She has many bruises, but is ok.
The 2 ambulance rides totalled $3,000. for a 8 mile and 110 mile ride. The trama hospital bill was $3,000. plus the other hospital and all the docs and suchlike bills still to come. Don't know yet how much it will all come to, but I can see $10K a'comin'.
I'm doing fine, thanks you very much, but wanted ty warn all y'all about this.
Shelter Insurance was great, has paid everything nearly instantly, I had a check for the 2005 T&C she was driving in 3 business days and have bought a 2006 T&C found on eBay. i bought back my wrecked 2005 and it's on eBay Item number:120594296603, if'n ya wanna see.

OK, now call, medicare will pick-up most of what the insurance misses for me, but many of you don't have that available.
Ray
 

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