Re: Stll another insurance question

[Doug Ahern <D170A833@xxxxxxxxxxxxxxxxxxx>]

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On 45 05/22/05, Douglas J wrote:
> Does anyone know if there is a company that will issue the classic car type 
> insurance (agreed value etc) to someone like myself with shall we say, less 
> than stellar driving record ?  I'm off the SR-22, but Hagerty, Grundy ect 
> still want 1 to 3 more years of "clean" record.

If you cannot get coverage from an specialty insurer at an agreed upon
value, you can mitigate some of your risk by getting a professional
appraisal of your car.  Should you suffer damage caused by another
driver,  the other driver's insurance company will have a hard time
"low balling" you if you have a recent appraisal in hand.  I have first
hand experience of being in this situation without an appraisal.

As for mitigating risk of theft: 1) keep it in a locked place (garage
or fenced area),  and/or 2) install a security system that makes hot
wiring and or driving the car difficult/impossible.

Doug Ahern
Athens, GA

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