RE: State Farm Ins. !! warning!!

[Dave Krugler <dkrugler@xxxxxxx>]

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I'll second that emotion, Hagerty has their hat on straight.  I had 1 car on 
American Collector Car insurance and they wanted to limit my annual mileage 
and wanted a fresh odometer reading each year as a condition of renewing.  I 
put another car on Hagerty and got a lower rate for same agreed value and 
told me they didn't care how much I drove it.  They also counselled me to 
put antique plates on in Michigan where they are actively campaigning to 
liberalize the state's mileage limitations on the historic tags which cost 
$30 for 10yrs and take $130/yr in Michigan Catastrophic Claims charges off 
my insurance so in 10yrs I will save $290 on plates and a whopping $1300 on 
insurance.  McKeel Hagerty is an avid car collector, might have some bearing 
on how he treats car collectors...


> From: Dave Walters <whdavid@xxxxxxxxx>
> Reply-To: 1962to1965mopars@xxxxxxxxxx
> To: 1962to1965mopars@xxxxxxxxxx
> Subject: RE: State Farm Ins. !! warning!!
> Date: Wed, 28 Sep 2005 04:13:58 +0000
>
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>
> Dustin C. wrote:
> >
> > That bites, but those clasic car insurers really put a crunch on your
> > allowed drive time. Something to think about.
>
> No brainer here.I quoted Hagerty 5000 miles a year with the same policy
> limits(high $$$) as I have on my personal vehicles.$530/yr. with State
> Farm vs $160 with Hagerty.And the peace of mind that if I get totalled
> again by another teen-ager,I won't get $2450 for a $20K car.Something
> else to think about.
>
>
>
>
>
>
>
> -------------------------------------------------------------------
> > >
> > >If anybody has their classic insured with State Farm,please check the
> > >language in your policy esp if you have Agreed or Stated value.In my
> > >renewal notice there's a policy change stating they will now pay actual
> > >cash value in the case of total loss.This is even if you have
> > >agreed/stated value.They WILL pay only book value VS market value,which
> > >as we all know,is a big difference.
> > >
> > >DO NOT BELIEVE YOUR AGENT IF HE INSISTS YOU HAVE AGREED VALUE.Check it
> > >for yourself.
> > >
> > >In my case they increased my premium while decreasing their monetary
> > >liabilty.What a bunch of rip offs!
> > >
> > >I'm in the process of going with Haggerty which is 1/3 the price for
> > >MORE coverage.
> > >
> > >   Dave Walters
> > >   Denver, Co.
> > >
> > >   64 Savoy Post
> > >   64 Bel Post
> > >   64 Dodge 330 Post
> > >
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> > >----
> > >Please address private mail -- mail of interest to only one person --
> > >directly to that person.  I.e., send parts/car transactions and
> > >negotiations as well as other personal messages only to the intended
> > >recipient, not to the Clubhouse public address. This practice will
> > >protect
> > >your privacy, reduce the total volume of mail and fine tune the content
> > >signal to Mopar topic.  Thanks!
> > >
> > >'62 to '65 Mopar Clubhouse Discussion Guidelines:
> > >http://www.1962to1965mopar.ornocar.org/mletiq.html.
> > >
> >
> >
>
>
>
>   Dave Walters
>   Denver, Co.
>
>   64 Savoy Post
>   64 Bel Post
>   64 Dodge 330 Post
>
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> ----
> Please address private mail -- mail of interest to only one person -- 
> directly to that person.  I.e., send parts/car transactions and 
> negotiations as well as other personal messages only to the intended 
> recipient, not to the Clubhouse public address. This practice will protect 
> your privacy, reduce the total volume of mail and fine tune the content 
> signal to Mopar topic.  Thanks!
>
> '62 to '65 Mopar Clubhouse Discussion Guidelines:
> http://www.1962to1965mopar.ornocar.org/mletiq.html.

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----
Please address private mail -- mail of interest to only one person -- directly to that person.  I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic.  Thanks!

'62 to '65 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html. 


bOyW3N.